Terms & Conditions
Acceptance of Terms
By accessing and using bravionlytheq's financial planning services, you agree to be bound by these terms and conditions
These terms constitute a legally binding agreement between you and bravionlytheq Financial Planning Services
Definitions
For the purposes of these terms, the following definitions apply
- Service: Financial planning consultations, advice, and related services provided by bravionlytheq
- User/Client: Any individual or entity accessing or using our financial planning services
- Content: All information, advice, documents, and materials provided through our services
- Agreement: These terms and conditions as updated from time to time
Service Usage Rules
Your use of our services is subject to the following conditions
Permitted Uses
- Access services for legitimate financial planning purposes
- Provide accurate information during consultations
- Use advice and recommendations for personal financial management
Prohibited Uses
- Misrepresent your financial situation or identity
- Use services for illegal or fraudulent activities
- Share login credentials with unauthorised parties
- Reverse engineer or copy our proprietary methods
User Responsibilities
As a user of our services, you are responsible for
- Providing complete and accurate financial information
- Maintaining confidentiality of your account credentials
- Promptly notifying us of any changes to your circumstances
- Using our advice in conjunction with your own judgment
Intellectual Property Rights
All content, methods, and materials provided through our services remain the intellectual property of bravionlytheq Financial Planning Services
Unauthorised reproduction or distribution of our proprietary content is strictly prohibited
Privacy and Data Protection
We are committed to protecting your personal and financial information in accordance with Australian privacy laws
Detailed information about data handling is available in our Privacy Policy Privacy Policy
Payment Terms
Financial obligations and payment terms are as follows
- • Subscription fees are payable monthly in advance
- • All fees include GST where applicable
- • Payment disputes must be raised within 30 days
Limitation of Liability
Our liability for any claim arising from our services is limited to the amount of fees paid by you in the preceding 12 months
In no event shall bravionlytheq be liable for indirect, consequential, or punitive damages
Dispute Resolution
Disputes arising from these terms will be resolved as follows
Arbitration Process
Disputes will first be addressed through good faith negotiation, followed by mediation if necessary
Online Dispute Resolution
EU residents may access the European Commission's Online Dispute Resolution platform
Access ODR Platform: European Commission ODR Platform
Service Termination
Either party may terminate the service relationship with 30 days' written notice
Upon termination, access to services ceases but confidentiality obligations continue
Modifications to Terms
We reserve the right to modify these terms at any time with reasonable notice
Significant changes will be communicated via email or website notification
Governing Law and Jurisdiction
Commonwealth of Australia and applicable state/territory legislation
Severability
If any provision of these terms is deemed invalid, the remaining provisions continue in full force
Entire Agreement
These terms constitute the complete agreement between parties regarding use of our services
Contact for Terms Questions
Questions about these terms should be directed to contact@bravionlytheq.com
Email: contact@bravionlytheq.com
Phone: +61 1817 12119
Address: 45 Collins Street, Melbourne VIC 3000
Effective Date: August 8, 2025
Last Updated: August 5, 2025